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Budgeting

Spend Smart, Live Rich

A guilt-free system for budgeting, saving and spending on what truly matters

Build a simple, values-based spending plan that runs on autopilot, so you can save, pay off debt and still enjoy your money without guilt.

$11.99USD ยท digital download

Also available as: ๐Ÿ“– Paperback ยท $18.99

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What you'll get

  • Why most budgets fail and the simple system that works instead
  • The 4-bucket spending plan built around your values
  • The three-account system that runs on autopilot
  • Emergency funds and sinking funds for every surprise expense
  • Avalanche vs. snowball: a clear debt payoff plan
  • A 20-minute weekly money routine and 5 printable worksheets

Spend Smart, Live Rich replaces the restrictive budget with a spending plan: a simple system that tells your money where to go, so you can spend generously on what you love and cut what you don't care about.

Inside the book

  • Why budgets fail - and how to design one that fits real life
  • Know your numbers - a calm 30-day money snapshot
  • Values-based spending - Essentials, Future, Irregular and Guilt-Free buckets
  • The three-account system - automate your plan in one afternoon
  • Emergency and sinking funds - turn irregular costs into small monthly amounts
  • Debt with a plan - list, prioritize and roll payments forward
  • Cutting costs without deprivation - focus on housing, transportation and food first
  • The weekly money date - a 20-minute routine that keeps everything on track
  • 5 printable worksheets

For general educational purposes only; not financial advice.

Author / EditorMansofy Studio
FormatEbook (PDF)
Length35 pages
LanguageEnglish
PublisherMANSOFY STUDIO LLC
DeliveryInstant download (details)