Cover of Spend Smart, Live Rich
Budgeting
Spend Smart, Live Rich
A guilt-free system for budgeting, saving and spending on what truly matters
Build a simple, values-based spending plan that runs on autopilot, so you can save, pay off debt and still enjoy your money without guilt.
$11.99USD ยท digital download
Also available as: ๐ Paperback ยท $18.99
- โก Instant download after payment + emailed link
- ๐ฆ Digital product - nothing is shipped
- โฉ๏ธ 14-day money-back guarantee
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What you'll get
- Why most budgets fail and the simple system that works instead
- The 4-bucket spending plan built around your values
- The three-account system that runs on autopilot
- Emergency funds and sinking funds for every surprise expense
- Avalanche vs. snowball: a clear debt payoff plan
- A 20-minute weekly money routine and 5 printable worksheets
Spend Smart, Live Rich replaces the restrictive budget with a spending plan: a simple system that tells your money where to go, so you can spend generously on what you love and cut what you don't care about.
Inside the book
- Why budgets fail - and how to design one that fits real life
- Know your numbers - a calm 30-day money snapshot
- Values-based spending - Essentials, Future, Irregular and Guilt-Free buckets
- The three-account system - automate your plan in one afternoon
- Emergency and sinking funds - turn irregular costs into small monthly amounts
- Debt with a plan - list, prioritize and roll payments forward
- Cutting costs without deprivation - focus on housing, transportation and food first
- The weekly money date - a 20-minute routine that keeps everything on track
- 5 printable worksheets
For general educational purposes only; not financial advice.
| Author / Editor | Mansofy Studio |
| Format | Ebook (PDF) |
| Length | 35 pages |
| Language | English |
| Publisher | MANSOFY STUDIO LLC |
| Delivery | Instant download (details) |